:root{--navy:#1F3A5F;--navy2:#16294A;--teal:#2BB3A3;--teal2:#1E8F83;--ink:#1d2530;--muted:#5b6673;--line:#dde3ea;--bg:#f5f7fa;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
a{color:var(--teal2)}img{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line);background:var(--white);position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.nav .logo img{height:44px;display:block}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:26px}
.nav ul a{color:var(--navy);text-decoration:none;font-weight:600;font-size:15px}
.nav ul a.active,.nav ul a:hover{color:var(--teal2)}
.nav-right{display:flex;align-items:center;gap:18px}
.nav .phone{color:var(--navy);text-decoration:none;font-weight:700;font-size:16px;white-space:nowrap}
.nav .call{background:var(--teal);color:#fff;padding:9px 16px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;white-space:nowrap}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:15px;color:var(--navy)}
.hero{background:var(--navy);color:#fff;padding:72px 0}
.hero h1{font-size:44px;line-height:1.15;margin:0 0 16px;max-width:760px}
.hero p{font-size:20px;max-width:680px;margin:0 0 28px;color:#dbe4ef}
.btn{display:inline-block;background:var(--teal);color:#fff;padding:14px 22px;border-radius:8px;text-decoration:none;font-weight:700;font-size:17px}
.btn.ghost{background:transparent;border:2px solid #fff;margin-left:10px}
.btn.navy{background:var(--navy)}
section{padding:60px 0}section.alt{background:var(--bg)}
h2{font-size:32px;color:var(--navy);margin:0 0 10px;line-height:1.2}
.lead{font-size:19px;color:var(--muted);margin:0 0 30px;max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px}
.card h3{margin:0 0 8px;color:var(--navy);font-size:20px}
.card p{margin:0;color:var(--muted);font-size:16px}
.card .tag{display:inline-block;background:#e6f6f4;color:var(--teal2);font-weight:700;font-size:13px;padding:3px 10px;border-radius:999px;margin-bottom:10px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.step{position:relative;padding:24px 24px 24px 72px;background:#fff;border:1px solid var(--line);border-radius:12px}
.step:before{counter-increment:s;content:counter(s);position:absolute;left:22px;top:22px;width:34px;height:34px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.step h3{margin:0 0 6px;color:var(--navy);font-size:19px}.step p{margin:0;color:var(--muted);font-size:16px}
.list{columns:2;column-gap:40px;padding-left:20px;margin:0}
.list li{break-inside:avoid;margin-bottom:8px}
.check{list-style:none;padding:0;margin:0}
.check li{padding-left:30px;position:relative;margin-bottom:12px}
.check li:before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--teal)}
.check li:after{content:"";position:absolute;left:5px;top:10px;width:6px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.cta{background:var(--navy);color:#fff;text-align:center;padding:60px 0}
.cta h2{color:#fff}.cta p{color:#dbe4ef;font-size:19px;margin:0 0 24px}
.contact-box{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;font-size:18px}
.contact-box strong{color:var(--navy)}
.big{font-size:30px;font-weight:800;color:var(--navy);text-decoration:none;display:block;margin:6px 0 16px}
footer{background:var(--navy2);color:#b9c6d6;padding:36px 0;font-size:15px}
footer .row{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
footer img{height:40px}footer a{color:#dbe4ef}
.note{font-size:15px;color:var(--muted)}
@media(max-width:820px){
 .cards,.steps,.two{grid-template-columns:1fr}.list{columns:1}
 .hero h1{font-size:32px}.hero p{font-size:18px}h2{font-size:26px}
 .nav ul{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:8px 20px 16px}
 .nav ul.open{display:flex}.nav ul li{padding:10px 0}
 .menu-btn{display:block}.nav .call{display:none}.nav .phone{font-size:15px}
 .btn.ghost{margin-left:0;margin-top:10px}
}